Credit Repair Specialist | Bilingual Credit Restoration — Daniela Solis
Bilingual Credit Specialist · Nationwide

Your credit shouldn't decide what your family deserves.

I help families fix inaccurate items on their credit report and qualify for the home, car, or business loan they've been working toward — with a clear plan, no jargon, and full support in English or Spanish.

Free 15-min call No card required English & Spanish

Free Credit Analysis

Tell me about your goal. I'll personally review your report on our call.

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Bilingual SupportPersonalized PlansNationwide ServiceTransparent CommunicationEducational Approach Bilingual SupportPersonalized PlansNationwide ServiceTransparent CommunicationEducational Approach
Sound familiar?

You did the work. Your credit report didn't catch up.

Most people don't have a "credit problem." They have a reporting problem — old collections, errors, paid items still showing. And it's blocking real life.

i.

Denied for the mortgage

You found the house. The lender pulled your report and said "not yet." Now you're watching rates change while you wait.

They told me to come back in a year. I don't want to wait a year.
ii.

Paid it, but it still shows

That medical bill, that old card — you settled it. Your report didn't get the memo. It's still dragging your score down.

I already paid that. Why is it still there?
iii.

Confused by your own report

Three bureaus, three different scores, codes nobody explains. You don't know what's accurate, what's disputable, or what to fix first.

Nobody ever explained any of this to me.
iv.

Tried "credit hacks" — nothing stuck

Apps, secured cards, paying off old debt (which actually hurt you). You're tired of advice that doesn't move the number.

I've watched 100 TikToks. My score is the same.
What I help you fix

Six levers, one goal.

Every plan is personalized. These are the six areas where most of the score movement comes from.

Your goal Home. Car. Business. 01 Collection Accounts Validate & dispute 02 Late Payments Correct & prevent 03 Hard Inquiries Remove unauthorized 04 Credit Utilization Optimize ratios 05 Credit Building Positive history 06 Mortgage Prep Lender-ready profile N E S W
The process

A clear plan, not a subscription forever.

Three steps. You'll know exactly where you stand, what we're fixing, and how close you are to your goal.

01

Free analysis

A 15-minute call. I review your three-bureau report, identify items that are inaccurate, outdated, or unverifiable, and tell you honestly if I can help.

02

Custom action plan

A step-by-step plan tied to your real goal — mortgage in 6 months, car next quarter, business credit line. We dispute what's wrong and strengthen what's right.

03

You reach the goal

I keep you updated as items come off and your score moves. You finish with a stronger profile and the habits to keep it that way — not dependence on me.

Why work with me

A specialist who teaches you the system.

Most companies sell you a monthly subscription and keep you in the dark. Here's the difference.

What you get
Big credit repair firms
Working with Daniela
Plan tied to a real goal
×Generic playbook
Built for your home / car / business
Who handles your case
×Rotating call-center reps
Me, directly
Bilingual support
×Often English only
Full service in English & Spanish
Education included
×Kept dependent on the service
You finish knowing how credit works
Communication
×Silent for weeks
Transparent, regular updates
Real results

From "denied" to "approved."

Stories from clients who stopped waiting and started moving.

★ ★ ★ ★ ★
I was told to come back in a year for my mortgage. Working with Daniela, I qualified in five months. She explained every step in Spanish — my whole family understood what was happening.
Maria G.First-time homebuyer · Texas
+112 points · Closed on her home
★ ★ ★ ★ ★
Three collections that weren't even mine were dragging me down for years. Daniela had them off my report in under 90 days. I financed my truck the same month.
Carlos R.Small business owner · Florida
3 collections removed · Auto loan approved
★ ★ ★ ★ ★
What I love is she didn't just "fix" my credit, she taught me. A year later I still use everything she showed me. I feel in control for the first time.
Jasmine L.Nurse · Georgia
Score 580 → 724
★ ★ ★ ★ ★
Daniela was very transparent. No false promises. My score went up 85 points and I just got approved for my first business line of credit. Highly recommended!
Javier M.SDR · California
Score 610 → 695
Common Questions

Everything you need to know, in plain English.

No legal jargon. Just honest answers about how credit repair actually works.

Is credit repair actually legal?
Yes, 100%. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate, incomplete, or unverifiable information on your credit report. We simply exercise that right on your behalf using professional dispute methods that banks and bureaus must respond to within 30 days.
How long until I see results?
Most clients see their first deletions or updates within 30 to 45 days (one billing cycle). However, building a strong score for a mortgage or business loan typically takes 3 to 6 months of consistent work. We’ll give you a realistic timeline during your free analysis based on your specific report.
Do I need to speak English to work with you?
Not at all. I am fully bilingual and provide all services, calls, and documents in both English and Spanish. Many of my happiest clients prefer communicating entirely in Spanish because it helps them understand exactly what’s happening with their credit without language barriers.
Can you remove accurate negative items?
If an item is accurate, current, and verifiable, it generally stays. However, many "accurate" items become unverifiable over time due to poor record-keeping by creditors. We challenge everything that isn't 100% compliant with federal law. For accurate items that remain, I teach you strategies to minimize their impact on your score.
Will this hurt my credit score?
No. Disputing items does not lower your score. In fact, removing negative items is the fastest way to raise it. The only temporary dip might come from a hard inquiry if we open new tradelines as part of your rebuilding strategy — but we always discuss this with you first.

Ready to unlock what's next?

Let's find out exactly what's holding your score back and build a plan to clear it. Your free 15-minute analysis call is completely confidential.

Book My Free Call Now
No obligation · No credit card required

© 2026 Daniela Solis. All rights reserved.

Disclaimer: Daniela Solis offers credit consulting and restoration services. Individual results may vary based on credit history and participation. Free analysis includes a baseline review of available report data.